TrustNRI vs Traditional CA
Your CA is probably good at what they do. The problem is not competence — it is incentive structure. They charge ₹5-15K flat for your NRI ITR. DTAA claims mean extra work for zero extra pay. That is why 90% of NRI CAs never bring up DTAA.
Feature by feature
Where each shines
Proactively claims DTAA benefits
TrustNRI
It is literally all we do
Traditional CA
No financial incentive to do the extra work
Country-specific treaty knowledge
TrustNRI
CAs assigned by country specialization
Traditional CA
General tax knowledge, rarely treaty-specific
Past year recovery
TrustNRI
Section 119(2)(b) condonation as standard offering
Traditional CA
Most CAs only file current year
26AS analysis for DTAA gaps
TrustNRI
Automated scan with instant results
Traditional CA
Manual review, if they even look for DTAA gaps
TRC + Form 10F guidance
TrustNRI
Country-specific step-by-step walkthroughs
Traditional CA
May help, but rarely proactive about it
Personal relationship
TrustNRI
Dedicated CA, but interaction is digital
Traditional CA
Face-to-face (if local), long-term relationship
Aligned incentives
TrustNRI
We earn 15% of what we recover for you
Traditional CA
Flat fee regardless of outcome
Cost for ITR filing
TrustNRI
₹4,999/year + success fee
Traditional CA
₹5-15K flat — cheaper if you do not need DTAA
So which should you use?
Keep your CA for general tax filing. Use TrustNRI specifically for DTAA recovery — the thing your CA has no incentive to do.