Repatriation for Gulf NRIs
15CA/15CB.
The forms between you and your money.
Want to send money from India to UAE? Your bank will not process it without these two forms. Wrong part of 15CA = rejection. Wrong 15CB = Rs 1 lakh penalty. Per form.
How Indians in Dubai get money out of India
1
Gather documents
Past ITRs, 26AS, bank statements, source-of-funds proof
2
CA prepares Form 15CB
Verifies tax compliance, calculates applicable tax, issues certificate
3
You file Form 15CA online
On incometax.gov.in, referencing the 15CB. Pick the right Part (A/B/C/D)
4
Submit to your bank
Bank processes the remittance with 15CA acknowledgment